NOTIFICATION THAT NEGATIVE INFORMATION WILL BE OR HAS BEEN SENT TO CREDIT BUREAUS:
JFCU will report negative information regarding your account to National Credit Reporting Agencies if such negative information becomes relevant to your account(s).
ATM/DEBIT CARD DECLINE OPTIONS FOR PURCHASES:
Effective August 15, 2010, debit card purchases and ATM withdrawals will be denied if sufficient funds are not available in your Primary and/or Overdraft Account (ie. Savings, Checking, etc.). In order to alleviate any of these items being returned for Non-Sufficient Funds (NSF) please contact a member services representative to OPT-IN to our Member Privilege Program. If you do not OPT-IN to our Member Privilege Program or we do not receive a response from you beginning 08/15/10 we will not authorize your everyday debit card purchases or ATM drafts from your checking account. Please contact a member service representative on or after August 15, 2010, for more information regarding our Member Privilege Program.
NCUA INSURED ACCOUNTS:
YOUR SAVINGS FEDERALLY INSURED TO $250,000 AND BACKED BY THE FULL FAITH AND CREDIT OF THE UNITED STATES GOVERNMENT.
NATIONAL CREDIT UNION ADMINISTRATION, A U.S. GOVERNMENT AGENCY
Contact your credit union for additional information or contact NCUA’s Consumer Assistance Center between 8 am and 6 pm (EDT) at 1-800-755-1030, press 1 for share insurance questions.
You may also use the following link to access the NCUA Electronic Tool Kit which contains a variety of useful information on share insurance coverage:
USA PATRIOT ACT:
In accordance with the USA Patriot Act, we are required to obtain the following information when opening a new account by mail or INTERNET
- Notarized copy of your driver’s license or other valid government identification
- Notarized copy of a billing statement, such as a cable, telephone, or utility bill.