Rates

Rates

Loans | Mortgage | Savings | Certificates

Rates Effective May 3, 2013. All rates are subject to change without prior notice.

All rates are are subject to credit approval. Your actual rate may vary.

Loans	*APR As low as**	*APR As low as**	Term
New Vehicles - 2010 to 2013	3.00	3.00	24	Calculator
New Vehicles - 2010 to 2013	3.25	3.25	36	Calculator
New Vehicles - 2010 to 2013	3.50	3.50	48	Calculator
New Vehicles - 2010 to 2013	3.75	3.75	60	Calculator
New Vehicles - 2010 to 2013	4.00	4.00	72	Calculator
Used Vehicles - 2007 - 2009	4.50	4.50	24	Calculator
Used Vehicles - 2007 to 2009	4.75	4.75	36	Calculator
Used Vehicles - 2007 to 2009	5.00	5.00	48	Calculator
Used Vehicles - 2007 to 2009	5.25	5.25	60	Calculator
New Boats & Personal Water craft (Max $20,000)	6.50	6.50	36	Calculator
New Boats & Personal Water craft (Max $20,000)	6.75	6.75	48	Calculator
New Boats & Personal Water craft (Max $20,000)	7.00	7.00	60	Calculator
Used Boats & Personal Water craft (Max $20,000)	6.75	6.75	36	Calculator
Used Boats & Personal Water craft (Max $20,000)	7.00	7.00	48	Calculator
Used Boats & Personal Water craft (Max $20,000)	7.25	7.25	60	Calculator
Floating Craft (26 feet & over) (Min $20,000)	7.00	7.00	36	Calculator
New Motorcycles & Scooters	6.50	6.50	48	Calculator
Used Motorcycles & Scooters	7.25	7.25	36	Calculator
New RV & Motor Homes	7.00	7.00	36	Calculator
New RV & Motor Homes	7.50	7.50	48	Calculator
Used RV & Motor Homes	7.25	7.25	36	Calculator
Used RV & Motor Homes	7.50	7.50	48	Calculator
Aircraft	14.00	14.00	72	Calculator
Signature Plus Guarantor (comaker)	14.00	14.00	60	Calculator
Shares (fully secured) - Floor Rate	5.00	5.00	n/a	Calculator
Share Certificates (fully secured) - SAme as New Car Rate	5.00	5.00	n/a	Calculator
VISA Gold Card (Class A rate)	8.64	8.64	n/a	Calculator
VISA Gold Card (Standard)	13.92	13.92	n/a	Calculator
VISA Card	13.92	13.92	n/a	Calculator
Line of Credit	14.00	14.00	24	Calculator
School Loan (Paramedic)	8.75	8.75	48	Calculator

*APR = Annual Percentage Rate
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DEPOSIT ACCOUNT RATES

Rates effective of May 3, 2013. All rates are subject to change without prior notice.

Savings	Minimum Balance	Dividend Rate	APY*	Term
Primary Share Savings		0.05	0.05	n/a
Share Draft Checking		0.025	0.025	n/a
IRA Share Account		0.05	0.05	n/a
Money Market Account ($0-$1000)	0	0.10	0.10	n/a
Money Market Account ($2,500-$4,999)	$2,500	0.15	0.15	n/a
Money Market Account ($5,000-$9,999)	$5,000	0.20	0.20	n/a
Money Market Account ($10,000 & higher)	$10,000	0.25	0.25	n/a

*APY = Annual Percentage Yield
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All rates are subject to change upon renewal.

Certificates	Minimum Deposit	Dividend Rate	APY*	Term
3 Month Certificate (Less than $50,000)	$500	0.15	0.15	3
3 Month Certificate ($50,000-$99,000)	$500	0.15	0.15	3
3 Month Certificate ($100,000-$499,999)	$500	0.15	0.15	3
3 Month Certificate ($500,000 & higher)	$500	0.15	0.15	3
6 Month Certificate (Less than $50,000)	$500	0.20	0.20	6
6 Month Certificate ($50,000-$99,000)	$500	0.20	0.20	6
6 Month Certificate ($100,000-$499,999)	$500	0.20	0.20	6
6 Month Certificate ($500,000 & higher)	$500	0.20	0.20	6
9 Month Certificate (Less than $50,000)	$500	0.30	0.30	9
9 Month Certificate ($50,000-$99,000)	$500	0.30	0.30	9
9 Month Certificate ($100,000-$499,999)	$500	0.30	0.30	9
9 Month Certificate ($500,000 & higher)	$500	0.30	0.30	9
12 Month Certificate (Less than $50,000)	$500	0.40	0.40	12
12 Month Certificate ($50,000-$99,000)	$500	0.40	0.40	12
12 Month Certificate ($100,000-$499,999)	$500	0.40	0.40	12
12 Month Certificate ($500,000 & higher)	$500	0.40	0.40	12





24 Month Certificate ($50,000-$99,000)	$500	0.50	0.50	24
24 Month Certificate ($100,000-$499,999)	$500	0.50	0.50	24
24 Month Certificate ($500,000 & higher)	$500	0.50	0.50	24




36 Month Certificate (Less than $50,000)	$500	0.80	0.80	36
36 Month Certificate ($50,000-$99,000)	$500	0.80	0.80	36
36 Month Certificate ($100,000-$499,999)	$500	0.80	0.80	36
36 Month Certificate ($500,000 & higher)	$500	0.80	0.80	36
48 Month Certificate (Less than $50,000)		1.00	1.01	48
48 Month Certificate ($50,000-$99,000)	$500	1.00	1.01	48
48 Month Certificate ($100,000-$499,999)	$500	1.00	1.01	48
48 Month Certificate ($500,000 & higher)	$500	1.00	1.01	48
60 Month Certificate (Less than $50,000)	$500	1.15	1.16	60
60 Month Certificate ($50,000-$99,000)	$500	1.15	1.16	60
60 Month Certificate ($100,000-$499,999)	$500	1.15	1.16	60
60 Month Certificate ($500,000 & higher)	$500	1.15	1.16	60

*APY = Annual Percentage Yield

Additions to existing Certificates are only available for Payroll Deduction Certificates of Deposit.

Product offers, rates, terms and other information provided herein are subject to change without notice. Due to the occasional inaccessibility to our web site and voice response systems which may occur beyond our control, the JFCU cannot guarantee the completeness or accuracy of the information provided therein. The information provided to you on our calculators is estimated and provided solely for your interactive enjoyment. The results are not guaranteed to be accurate. To verify offers and rates, please call 353-4788 or 1-800-566-1533.

Deposits are guaranteed to $250,000 by the National Credit Union Administration, an agency of the United States Government.
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To assist members in accessing information not maintained on this site, Jacksonville Firemen's Credit Union provides links to other Internet addresses. Be advised that: 1) by clicking on any link to other Internet addresses, you are leaving the credit union's web site; 2) you are linking to an alternate web site not operated by the credit union; 3) the credit union is not responsible for the content of the alternate web site; 4) the credit union does not represent either the third party or the member if the two enter into a transaction; and 5) privacy and security policies may differ from those practiced by the credit union.