Your JFCU is large enough to serve you yet remains small enough to provide personal, friendly service.
The JFCU knows that service is the difference. The JFCU likes for you to stop in, enjoy coffee, popcorn, etc, ask questions about financial matters, and feel comfortable doing so.
Membership is required to participate in the JFCU. Membership makes you an owner of the JFCU because our members are our stockholders.
There are numerous ways to qualify for membership in the JFCU and you are probably eligible for membership. Please call or email the JFCU to inquire about your eligibility for membership.
Minimum balance for membership is $25.00.
PRODUCTS AND SERVICES
The JFCU offers most of the financial services and products that the average person would need. The rates on the products are usually better than available at other financial institutions and the service is friendly and efficient.
Listed below are the products and services currently available through the JFCU:
SHARE DRAFT (CHECKING) ACCOUNTS
ALL JFCU SHARE DRAFT (CHECKING) ACCOUNTS
No monthly service charge if you maintain a specified MINIMUM DAILY BALANCE
No per check charges - write as many checks as you like
Automatic overdraft protection to you Share Savings Account (there may be a nominal charge for this service)
Low cost check printing - the JFCU does not inflate the cost of check printing
Account earns daily interest on the ending day's balance
The higher minimum daily balance account you choose, the higher the interest rate you may earn
No charge for Direct Deposit, preauthorize charges, or automatic transfers
No ATM fees at JFCU ATM machines
REGULAR SHARE DRAFT (CHECKING) ACCOUNTS-Minimum Balance of $100
NOW SHARE DRAFT (CHECKING) ACCOUNTS-Minimum Balance of $500
MONEY MARKET (CHECKING) ACCOUNTS-Minimum Balance of $1,000
SUPER MONEY MARKET (CHECKING) ACCOUNTS-Minimum Balance of $5,000
ALL SHARE DRAFT (CHECKING) ACCOUNTS SUBJECT TO CREDIT CHECK TO QUALIFY
VISA DEBIT CARDS
Qualifying member (credit check required) may obtain a Visa Debit card for their Share Draft Account.
This VISA Debit Card is accepted by VISA merchants the same as a VISA credit card. The card works the same as a check. The money comes directly out of your checking account.
The VISA Debit card may also be used to withdraw funds from an ATM machine and at a Point of Sale (POS) terminal such as the check out line at a grocery store.
REGULAR SHARE (SAVINGS) ACCOUNTS
All JFCU Share accounts earn daily interest on the ending balance.
CERTIFICATES OF DEPOSIT
Terms to five years
INDIVIDUAL RETIREMENT ACCOUNTS
Any term to five years
CLUB AND ORGANIZATION ACCOUNTS
Available in any amount for a nominal charge
SPARKY, 24 HOUR VOICE RESPONSE SYSTEM, SPARKY
The JFCU offers the convenience of SPARKY, all day every day. Our voice response system provides balances on all deposit and loan accounts, makes transfers between accounts, give year to date dividend information, and many other facts.
INTERNET BANKING & BILL PAY NOW AVAILABLE - FREE OF CHARGE
The JFCU now offers E-Statements - Go Green by enrolling today
To assist members in accessing information not maintained on this site, Jacksonville Firemen's Credit Union provides links to other Internet addresses. Be advised that: 1) by clicking on any link to other Internet addresses, you are leaving the credit union's web site; 2) you are linking to an alternate web site not operated by the credit union; 3) the credit union is not responsible for the content of the alternate web site; 4) the credit union does not represent either the third party or the member if the two enter into a transaction; and 5) privacy and security policies may differ from those practiced by the credit union.